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What is a land contract?
A land contract is a home buying contract and a home loan agreement between buyer and seller. It’s similar to a mortgage but instead of borrowing money from a bank, the seller accepts the payment in installments over time, with interest.
The payments are made usually monthly, until the property is paid off. At that time the deed is transferred to the buyer. The buyer of the property gets equitable title to the property and takes all financial responsibility for the property and its related costs. Properties featured on this site are all sold ‘as-is’.
Is a Land Contract right for me?
A land contract may be a good option if You:
- Would like to stop spending money on rent year after year, and you’re ready to own your own home
- Have enough income, and steady employment
- Want to invest your money into real estate or become a landlord.
- Have some maintenance skills or can afford to pay someone to work on your home.
- Find a property seller that you feel comfortable with.
How do I buy on Land Contract?
- Familiarize yourself with buying on land contract
- Inquire about a property through this website, or at our Facebook page.
- Set up a showing.
- Complete the Buyer Application.
- Agree on terms.
- Sign a contract.
- Make on-time payments until all payments have been made and debts settled.
- Complete a closing where the deed is transferred to you.
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